$fid = "5959"; //Example for Bank of America-- all can be found at www.ofxhome.com
$org = "HAN"; //Same as above
$url = "https://eftx.bankofamerica.com/eftxweb/access.ofx"; //See above

$user = "example"; //The log in username for the user who's data you are trying to fetch
$password = "password"; //Their password plain text-- please don't store this-- this library doesn't and you shouldn't either. 

$clientId = ""; //Optional. Only required if using OFX version 103-- $clientId defaults to empty string
$appVersion = "2900"; //Optional. The default app version is 2700, don't change this unless you have a reason-- but there are reasons for doing so.
$ofxVersion = "102"; //Optional. This library only supports 102 and 103, defaults to 102
$app = "QWIN"; //Optional. Only change this if you have a reason-- not tested for anything other than QWIN

//Constructor
$banker = new \CentsforChange\Banker\Banker($fid, $org, $url, $user, $password, $clientId, $appVersion, $ofxVersion, $app);

//Returns an array of accounts
$account = $banker->getAccounts()[0];

$account->accountNumber; // Full account number
$account->routingNumber; // Full routing number
$account->accountType; // one of CHECKING, SAVINGS, CREDITCARD, potentially INVESTMENT (not supported for further requests)

//Get a checking or savings account statement
$statement = $banker->getStatement();

//Get a credit card statement
$statement = $banker->getStatement();

//The statement object is the same
$statement->currency; //USD
$statement->startDate; //\DateTimeInterface whenever the first day of this statement is
$statement->endDate; //\DateTimeInterface last day, usually today

$transactions = $statement->transactions; //Array of all transactions from this period.
$tranaction = $transactions[0];
$transaction->amount; //8.640000 (float)
$transaction->date; // Date the transaction posted
//Full list of transaction details  at https://github.com/asgrim/ofxparser/blob/master/lib/OfxParser/Entities/Transaction.php